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Lenders cap how much of your income can go to EMIs — the fixed-obligation-to-income ratio (FOIR). The tool takes your income, subtracts existing EMIs, applies your FOIR to find the affordable EMI, then back-solves the loan that EMI supports at the rate and tenure you enter.
Actual eligibility also depends on credit score, employment type, property value, and the lender's own policy. Treat the eligible amount as a planning figure, not a pre-approval.
That is the promise behind every tool here. Files are read in your browser tab, processed there, and discarded when you close it — never uploaded to our servers.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Future value of a monthly SIP at an assumed annual return.
