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Each annual contribution is compounded once a year at the rate you enter, and the balances are added across the term. PPF interest is calculated on the yearly balance and credited at year end.
The government revises the PPF rate periodically and the account has a 15-year base term with its own deposit limits. This models a constant rate you type — it does not track the official rate history or the annual ceiling.
That is the promise behind every tool here. Files are read in your browser tab, processed there, and discarded when you close it — never uploaded to our servers.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Future value of a monthly SIP at an assumed annual return.