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Fileraz
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Fileraz
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Job & Career Calculator
Simplified pay and tenure math, reviewed October 2026 — flat-percent sketches and single-interval counts, not payroll or service records. Confirm with offer letters, contracts, and HR.
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Each side's share is basic × percent ÷ 100: ₹50,000 basic at 12% is ₹6,000 employee plus ₹6,000 employer — ₹12,000 a month, ₹1,44,000 a year into retirement savings. The page shows both shares plus the combined monthly figure so the full deduction is visible.
Enter monthly basic plus dearness allowance — not CTC, which would inflate the figure — and the applicable percent (12% is the standard rate for most covered establishments). Remember the employer's headline share partly diverts to the pension scheme (EPS) up to the wage ceiling, so the amount landing in your EPF differs from the simple matched figure shown.
It does not split the employer share into EPS versus EPF, apply the wage ceiling, or add interest — the straightforward percent of basic, with the PF statement as the authority.
Illustrative math only — not financial advice or a bank quote.
Tax and statutory rules change; verify with a professional.
The headline percentage matches, but part of the employer's share goes to the pension scheme, so the amount landing in EPF differs. This tool shows the simple matched figure.
Basic pay (with dearness allowance where applicable), not full CTC. Enter that figure for a realistic number.
Part of the employer's 12% goes to the Employees' Pension Scheme (up to the wage ceiling) and the rest to EPF. Check your payslip or PF statement for the exact internal split.
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