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Gratuity is estimated as last-drawn monthly salary × 15 ÷ 26 × years of service — the common formula for employees covered by the Payment of Gratuity Act, where 26 is treated as working days in a month and 15 days' pay accrues per completed year.
The Act generally requires five years of continuous service, and a statutory ceiling applies to the tax-free amount. This estimate does not check eligibility or apply the cap — treat it as an approximation, not an entitlement.
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Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Monthly EMI, total interest, and total payment from principal, rate, and tenure.
Future value of a monthly SIP at an assumed annual return.
