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Fileraz
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Fileraz
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Finance & Money Calculator
Illustrative math, reviewed October 2026 — not financial, tax, or legal advice. Verify rates and slabs before you sign or file.
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The estimator applies new-regime income-tax slabs band-wise to the annual income you enter and reports the tax plus the effective rate — the percentage that actually matters. For example, ₹12,00,000 computes to ≈ ₹60,000 tax (5.00% effective), and ₹15,00,000 to ≈ ₹1,05,000 (7.00%). Read the effective rate, not the top slab: nobody pays the highest rate on their whole income.
Enter annual taxable income and note the monthly in-hand implication. Because slabs, rebates, and surcharge thresholds move with every Budget while this page's figures are fixed in code, use it only to size a liability roughly — then re-run the same income on the government's official calculator or with a CA before filing, especially near rebate boundaries where small income changes swing tax sharply.
It does not compute the old regime, deductions, capital-gains slabs, surcharge, or cess in full — and its hardcoded slabs go stale every Budget. Never file from this number; use the official portal or a CA.
Illustrative math only — not financial advice or a bank quote.
Tax and statutory rules change; verify with a professional.
Not for filing — slabs are illustrative for FY 2026–27 only.
Only in the simplified way built into the code. For an accurate liability, use the government's tax calculator or a professional, which reflect the current year's rules.
It depends on your deductions: HRA, 80C, and home-loan interest only help under the old regime. This page estimates the new regime, so compare its figure against an old-regime computation with your actual deductions.
No. Treat it as an estimate for planning; official tools are the source of record.
That is the promise behind every tool here. Files are read in your browser tab, processed there, and discarded when you close it — never uploaded to our servers.